Go to local banks and tell them the location and name of the person u want to send the money. Plus tell them hw nuch u want to send. Then they will cut the amount of transfer fee and give u a code To receive: ask your sender which delivery method they used. If they sent cash, visit an agent location, but bring two things with you: a government-issued ID and the tracking number (called a MTCN or Money Transfer Control Number) from the sender.